Insurance Education Guide
In-depth resources to help you understand health insurance, navigate your benefits, and make informed decisions about your mental health care.
Health insurance is complex—filled with jargon, fine print, and rules that change from plan to plan. This education guide provides detailed explanations of key concepts, helping you understand not just what terms mean, but why they matter for your mental health care.
These pages supplement our practical resources like Verify Your Benefits, Understanding Your Costs, and How Billing Works. Think of this guide as your insurance reference library—here when you need deeper context or want to understand the "why" behind insurance rules.
How to Use This Guide
You don't need to read everything at once. Each guide page stands alone, covering a specific topic in depth.
- • New to insurance? Start with Insurance Basics
- • Confused by terms? Check the Terminology guide
- • Want to understand your plan type? See Types of Plans
- • Questions about therapy benefits? Visit Mental Health Coverage
Educational Topics
Choose a topic to learn more
Insurance Basics
Understanding the fundamentals of health insurance—how it works, what coverage means, plan years, insurance cards, and cost-sharing basics.
Insurance Terminology
Glossary of common insurance terms explained in plain language—deductible, copay, coinsurance, out-of-pocket max, and more.
Types of Plans
HMO, PPO, EPO, POS, and HDHP explained—understanding the differences, trade-offs, and which plan type you have.
Mental Health Coverage
How mental health benefits work, parity requirements, session limits, prior authorization, and what to know about therapy coverage.
Looking for Actionable Steps?
This guide provides educational background. If you're ready to take action on your insurance, check out our practical resources: